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A few days ago, I got a call from my girlfriend, Olivia.

I was so deep in working on my startup, Parse.ly, that I hadn’t checked my bank account statements in several weeks.

Answer: out of the hope that some percentage of users would “reset” their password with their actual bank password, of course.

Phishing schemes are most effective when they spoon feed users a little trust, and then betray it.

I felt like an investigative journalist right on the tail of something truly big. ” What other skeletons might they have in the closet?

But then I spoke to the Chase representative, on the secure line, and she explained to me that this is just the normal procedure. I wanted to be forwarded to the department responsible for that.

ANDREW MONTALENTI, Welcome to the Chase Customer Claims Secure Document Exchange.

You recently contacted Chase regarding your claim number XXXX. Per our telephone conversation, you will need to register to our secure website by clicking on the link below or copy and paste the link into your browser’s address bar.

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On your first log in, you will be required to select a new password.This card was mostly used for online auto bill payments, so this turned out to be impossible for any of my last 20 valid payments.Yet the customer service rep insisted that I name a time and place.We just went into private beta last Thursday, after Dream It Demo Day.She noticed some suspicious charges, and so I looked into them.

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For the statement, obviously approved by Vladimir Putin, is as close as Sunni clerics have got to excommunicating the Saudis.